Simple answers about layoffs, severance, unemployment benefits, and explaining a layoff in an interview.
I just got laid off. What should I do first?
Take a breath — this is a hard moment, and it's normal to feel shaken. Ask about your last paycheck, any severance pay, and what happens to your health insurance. Ask if you can get a letter confirming the layoff was not about your performance. Then, when you're ready, start looking into unemployment benefits.
Am I eligible for unemployment benefits after a layoff?
In most places, yes, if you lost your job through no fault of your own, like a layoff. You usually are not eligible if you were fired for misconduct or if you quit. Apply through your state's unemployment website as soon as possible, since benefits often start from your application date, not your last day of work.
How is being laid off different from being fired?
A layoff usually means the company needed to cut costs or change direction — it's not about your work. Being fired usually means the company decided you weren't the right fit or broke a rule. Layoffs are much easier to explain in future interviews, since employers know they happen to good workers all the time.
How do I explain a layoff in a job interview?
Keep it short and factual: "My position was eliminated as part of a company-wide restructuring." You don't need to defend yourself or apologize. Layoffs are common and rarely raise concerns, especially if you can quickly move on to talk about what you're looking for next.
What are the signs my company might be planning layoffs?
Watch for hiring freezes, canceled projects, leadership leaving suddenly, or a lot of secretive meetings. None of these guarantee a layoff, but together they're worth paying attention to. If you notice these signs, it's a good time to quietly update your resume and LinkedIn, just in case.
Should I negotiate my severance package?
Yes. Severance offers are not always final. You can ask for more weeks of pay, extended health insurance, or a neutral reference. The worst they can say is no. If you're unsure what's normal, this is a good thing to review with a coach or employment lawyer before you sign anything.
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